What We Offer

Our Services

Explore ASCCOM COOP's membership options, loan products, services, and member benefits.

Membership

ASCCOM COOP offers membership options for qualified individuals who wish to become part of the cooperative.

Accomplished membership application form.
TIN ID and two valid IDs, such as UMID, SSS, driver’s license, passport, voter’s ID, or postal ID.
Proof of address: water, electricity, or internet billing statement.
Proof of income: valid business permits, certificate of employment or payslip, or OFW remittance slip, as applicable.
Colored photos: two 2×2 photos and one 1×1 photo.
Marriage certificate if married, or birth certificate if single.

Regular membership application steps

Secure and complete the membership form and submit it with the required documents.
Undergo a credit and background investigation.
Attend the Pre-Membership Education Seminar (PMES).
Arrange share capital placement and complete the depositor information and specimen signature card, membership agreement, and Damayan Savings Account enrollment form.
Deposit the required investments and payments at the counter.
Collect your Savings Deposit passbook before leaving the counter, then return to the Member Relation Assistant (MRA) for your Share Capital passbook.
Wait at least one week from share capital placement before loan availment.

Explore the loan products currently offered by ASCCOM COOP. Select a loan to see its rates, amounts, and fees.

Regular Loan 11% to 13% per year

Interest

11% per year for ₱1,000–₱50,000 12% per year for ₱50,001–₱100,000 13% per year for ₱100,001 and above

Loan amount

From ₱1,000

Terms

1 to 60 months

Service fee

3% for terms of 1–6 months 4% for terms of 7 months or longer

Capital Build-Up (CBU)

2% of the loan amount

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Emergency Loan No interest

Interest

None

Loan amount and service fee

₱1,500–₱10,000: 2% service fee ₱11,000–₱20,000: 3% service fee

Term

1 month

Capital Build-Up (CBU)

None

Loan insurance

Optional

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Medical & Educational Loan 6% per year

Interest

6% per year (0.5% per month)

Loan amount

₱1,000–₱100,000

Terms

1 to 60 months

Service fee

2% for terms of 1–6 months 3% for terms of 7 months or longer

Capital Build-Up (CBU)

2% of the loan amount

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Agricultural Loan 9% per year, 6-month term

Interest

9% per year

Loan amount

Subject to ASCCOM's assessment

Term

6 months (fixed)

Service fee

3%

Capital Build-Up (CBU)

None

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Commercial Loan Ask about this loan : Commercial Loan
Business Loan Ask about this loan : Business Loan
Enhanced Car Loan Ask about this loan : Enhanced Car Loan
Housing Loan Ask about this loan : Housing Loan
Travel Loan Ask about this loan : Travel Loan
Automatic Payroll Deduction (APDS) Ask about this loan : Automatic Payroll Deduction (APDS)

Figures follow ASCCOM COOP's current rate sheet. Loan eligibility, requirements, terms, and approval are subject to current ASCCOM COOP policies.

Financial and other cooperative services available to ASCCOM COOP members.

Programs and benefits provided to qualified ASCCOM COOP members.

Three steps from interested to getting started.

Become a member

Complete the online membership form.
Open the membership form (opens in a new tab)
Choose a loan

Compare the loans above and estimate your monthly payments with the loan calculator.
Open the loan calculator
Talk to our staff

Send an inquiry or visit an ASCCOM COOP offices to ask about requirements for the loan you want.
Send a loan inquiry

Need Assistance?

Contact ASCCOM COOP for more information about membership, loans, services, and benefits.